The 出勤费用 (COA) is an estimate of the total cost to attend Montclair and it’s used to set a limit on the amount of financial aid you can receive during the academic year (which federal regulations require us to do). This means your actual expenses may be different from what’s listed on your financial aid College Financing Plan or on NEST, and the total amount of your aid (including scholarships, 奖助金, 贷款, and work-study) can’t exceed your total cost of attendance.
The COA includes estimates of tuition and fees, 书籍的平均成本, 课程材料, 供应, 和设备, 住房, 食物, 运输, 个人杂项开支. It is also based on whether or not you are a New Jersey resident, 你的学习计划, 如果你住在校园里, off campus or with your parents while attending the 大学. It initially assumes full-time enrollment for most programs but will be reduced if you enroll as a part-time student.
- Commuter students and fully-remote students will see that a cost for 住房 and 食物/meals is listed in your COA. Food and 住房 are considered indirect expenses even if you’re living at home with your parents or living off-campus independently. You may include the cost of a parking pass if you plan to commute to campus by car.
- 居民的学生 will likewise see additional indirect costs on their COA that go beyond the basic 住房 and meal charges. These items are included on the COA because you may be eligible to receive financial aid to help cover those costs. A meal plan may be required depending on your choice of on-campus residence. For more information regarding living on campus visit the 居住生活 Page和 住宿学生生活指南.
- 间接成本 (书、用品等., 旅行, miscellaneous) are costs that aren’t charged directly by the 大学 but you might still be able receive financial aid to help pay them. You may need a new laptop, software, etc. that might qualify as miscellaneous charges. 即使你住在校园里, 旅行 expenses can be included so you can return home for holidays and breaks.
- 如果你有依赖照顾, computer or study abroad expenses please contact the 金融援助 Office to document allowable expenses which may serve to increase your COA.
- If you are offered Federal Direct 贷款 an average of your mandatory loan fees will be automatically added to your COA.
- If you have disability-related expenses please contact 金融援助 to ask about having your additional expenses considered. Disability-related expenses include but are not limited to personal assistance, 设备, 和物资. We may potentially include disability expenses in the COA that are not provided by other assisting agencies. We may also consult with the Disability Resource Center to confirm the average cost of such expenses.
- Your COA can also include the cost of obtaining the first professional credential if you’re pursuing a field that requires licensure or certification in order to obtain employment. This cost must be incurred during a period of enrollment even if the exam is taken after the semester has ended.
在你的帮助下购买书籍
Any aid you receive above and beyond your direct costs (like 学费 and 费用, 住宿和膳食, etc …) will be refunded to you approximately two weeks after the add/drop period has ended (since add/drop may have an effect on your final 学费 and 费用). However, you’ll be expected to purchase your textbooks considerably earlier.
If you have funds in your aid package to support indirect costs and you’d like to use those funds to purchase textbooks at the beginning of the semester, you can transfer a portion of your aid package into 红鹰美元 for use in the 大学 Bookstore. 开始这个过程, please visit the 辅助服务 Office in the Student Center Suite 1 (next to the Computer Lab).
If you do not have enough 红鹰美元 to cover the entire cost of the books you purchase, the remainder will be charged to your account. Charges that are not paid can result in holds and late fees. 问题 红鹰美元 应该寄到 辅助服务.
Receiving Your Aid for Indirect Costs
Any funds not moved to 红鹰美元 will be sent to you as a refund approximately two weeks after the add/drop period has ended, (unless your financial aid disburses later). We encourage you to sign up for direct deposit via NEST to avoid lost checks and to receive your funds more quickly.
If you choose not to sign up for direct deposit, your check will be mailed to your current mailing address as registered in NEST. Checks cannot be picked up in the office. Refunds also cannot be issued prior to aid disbursing.
For questions and concerns regarding direct deposit and your physical check, 请联系学生账户.